Money

Becoming resourceful with cash

Giving at Christmas

If you have no other priorities, consider giving a little food in a package to your local food-bank. Within our reach we have the hungry, oppressed and the needy. Some have earthquake or flood calamities. Most have economic stress and uncertainty. If we have food,...

12 tips on how to spend in a recession

During an economic recession we might feel unsure of what is best to spend our money on. It seems that what has applied in the past has somehow changed. At a time when we need to know with greatest clarity how to manage our money, we feel uncertain. May I suggest...

How to become debt-free

Today, many people don't believe that it is possible to become debt free, but if you set realistic goals, you can. In order to reduce the burden of debt in your life, you have to take the initiative to get your finances in order, establish a serious long term plan,...

Keep track of cash

I didn't like to write down every time I spent money. Then I made a discovery. If you find it hard to keep track of where you spend your money, there's an easy way. This is how I keep track of spending without writing anything down on paper. If you use your plastic...

6 Gifts that cost a song

Some of the greatest gifts are not expensive. They are intangible. They are gifts of spirit. Music can bring that. Here I share with you some of the best gifts of song and music that have uplifted me this year. You can listen to them for free, and then if you choose,...

Frugal Mum shopping hints

You can keep your family debt-free and also get out of debt by using frugal Mum several helpful hints. In the video below you'll learn how to shop and save money. It is not easy. It requires discipline. Sometimes your family may need to get used to eating different...

Frugal gifts of love this Christmas

Re-establish improved traditions with your family. Can you simplify your Christmas gift giving? Can you reduce the commercialism? Spend less? Give small gifts wrapped with love? Discuss how you can enrich your Christmas by giving gifts of time and talent.Spend less....

Christmas present ideas

Make up and gift wrap a Non-Toxic Cleaning Kit for a family member. Creatively cover the containers in an art and craft way to show you care. These practical gifts will help your family to save your money by stopping using cleaning products from the supermarket. Label...

Credit-Card payoff calculator

Get out of debt! Stay out of debt! Don't get caught up wanting stuff now, rather than saving up and buying stuff when you can afford it. This debt-disease can be cured! With enough discipline and help, we believe anyone can get out of debt. This free debt-reduction...

How to pay-off your house debt

Buying a house and paying for your education may be considered to be essential debts. Be smart about paying back those two large debts as quickly as possible. Download this loan repayment spreadsheet [422 Kb]. 2 Plug in the values and your interest rate. View the...

How to store food

Learn how to store grain using CO2.

Preparedness

Being prepared is a way of life. Learn what you need to do to be prepared with the basics.

Keep a kitchen garden

Grow your food and store a little every day through the harvest season.

Frugal Abundance

Use it up, wear it out, make it do, or do without.