Ideas – Creating your world
Frugal Mum shopping hints
You can keep your family debt-free and also get out of debt by using frugal Mum several helpful hints.
In the video below you’ll learn how to shop and save money. It is not easy. It requires discipline. Sometimes your family may need to get used to eating different foods. You may need to stop eating out and stop eating fast foods.
Shopping with a list and shopping less often are two ways to reduce spending on unnecessary grocery items. (more…)
Go car-free 2 get debt-free
“If you’re wondering, “why go car-free,” perhaps you should instead consider the question, “why drive?”
There are many benefits to walking, biking and transit, just like there are benefits to driving.
If your transportation choices have an impact on your health, your wallet and the environment, then be sure to be intentional in those decisions. (more…)
Frugal gifts of love this Christmas
Re-establish improved traditions with your family.
Can you simplify your Christmas gift giving?
Can you reduce the commercialism? Spend less? Give small gifts wrapped with love?
Discuss how you can enrich your Christmas by giving gifts of time and talent.
Spend less. Gift wrap with love. (more…)
Christmas present ideas
Make up and gift wrap a Non-Toxic Cleaning Kit for a family member. Creatively cover the containers in an art and craft way to show you care.
These practical gifts will help your family to save your money (more…)
Learn to eat native food that is locally grown
You can increase self-reliance by teaching stomach to like locally grown and locally caught foods.
When we rely on imported food we become dependent upon them.
Difficult at first, we can change our preferred tastes.
(more…)
Credit-Card payoff calculator
Get out of debt! Stay out of debt!
Don’t get caught up wanting stuff now, rather than saving up and buying stuff when you can afford it. (more…)
How to pay-off your house debt
Buying a house and paying for your education may be considered to be essential debts.
Be smart about paying back those two large debts as quickly as possible. (more…)
Mission and Education plan to save
Are you planning to serve a mission? Creating a university savings plan? (more…)
Loan Calculators
Loan calculators help you to plan repayment of your loan.
Here are several from which to choose. (more…)
Use mortgage calculators to repay debt
Are you buying a home? Are you helping a member in your ward with a mortgage decision?
Here are several free mortgage calculators that you can plan your structured escape to freehold ownership. (more…)
