Money – Becoming resourceful with cash
12 tips on how to spend in a recession
During an economic recession we might feel unsure of what is best to spend our money on. It seems that what has applied in the past has somehow changed. At a time when we need to know with greatest clarity how to manage our money, we feel uncertain. (more…)
Frugal Living websites
Learn about frugal living on these three excellent sites.
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Giving at Christmas
If you have no other priorities, consider giving a little food in a package to your local food-bank.
Within our reach we have the hungry, oppressed and the needy. Some have earthquake or flood calamities. Most have economic stress and uncertainty. (more…)
How to become debt-free
Today, many people don’t believe that it is possible to become debt free, but if you set realistic goals, you can.
In order to reduce the burden of debt in your life, you have to take the initiative to get your finances in order, establish a serious long term plan, and work towards reaching your goals. (more…)
Keep track of cash
I didn’t like to write down every time I spent money.
Then I made a discovery. If you find it hard to keep track of where you spend your money, there’s an easy way.
This is how I keep track of spending without writing anything down on paper. (more…)
6 Gifts that cost a song
Some of the greatest gifts are not expensive. They are intangible. They are gifts of spirit.
Music can bring that. Here I share with you some of the best gifts of song and music that have uplifted me this year.
You can listen to them for free, (more…)
Frugal Mum shopping hints
You can keep your family debt-free and also get out of debt by using frugal Mum several helpful hints.
In the video below you’ll learn how to shop and save money. It is not easy. It requires discipline. Sometimes your family may need to get used to eating different foods. You may need to stop eating out and stop eating fast foods.
Shopping with a list and shopping less often are two ways to reduce spending on unnecessary grocery items. (more…)
Frugal gifts of love this Christmas
Re-establish improved traditions with your family.
Can you simplify your Christmas gift giving?
Can you reduce the commercialism? Spend less? Give small gifts wrapped with love?
Discuss how you can enrich your Christmas by giving gifts of time and talent.
Spend less. Gift wrap with love. (more…)
Christmas present ideas
Make up and gift wrap a Non-Toxic Cleaning Kit for a family member. Creatively cover the containers in an art and craft way to show you care.
These practical gifts will help your family to save your money (more…)
Credit-Card payoff calculator
Get out of debt! Stay out of debt!
Don’t get caught up wanting stuff now, rather than saving up and buying stuff when you can afford it. (more…)
