12 tips on how to spend in a recession
During an economic recession we might feel unsure of what is best to spend our money on. It seems that what has applied in the past has somehow changed. At a time when we need to know with greatest clarity how to manage our money, we feel uncertain.
Read MoreGiving at Christmas
If you have no other priorities, consider giving a little food in a package to your local food-bank.
Within our reach we have the hungry, oppressed and the needy. Some have earthquake or flood calamities. Most have economic stress and uncertainty.
Read MoreHow to become debt-free
Today, many people don’t believe that it is possible to become debt free, but if you set realistic goals, you can.
In order to reduce the burden of debt in your life, you have to take the initiative to get your finances in order, establish a serious long term plan, and work towards reaching your goals.
Read MoreKeep track of cash
I didn’t like to write down every time I spent money.
Then I made a discovery. If you find it hard to keep track of where you spend your money, there’s an easy way.
This is how I keep track of spending without writing anything down on paper.
Read More6 Gifts that cost a song
Some of the greatest gifts are not expensive. They are intangible. They are gifts of spirit.
Music can bring that. Here I share with you some of the best gifts of song and music that have uplifted me this year.
You can listen to them for free,
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